First Western Financial
overview of earnings net income available to common shareholders of million or per diluted share tax provision net income of million decline in earnings from prior quarter primarily due to reserve on individually analyzed loans prudent balance sheet growth deposit growth exceeded loan growth in the fourth quarter deposit growth with increases in both bearing and interest bearing deposits total loans relatively flat as new production is focused on clients that provide deposits while maintaining conservative underwriting criteria and disciplined pricing execution on key priorities disciplined expense control resulted in operating expenses remaining below initial expectations for increased focus on deposit gathering further reduced loan to deposit ratio conservative underwriting and portfolio management continues to result in low level of credit losses | First Western Financial
Company
Deck Type
Sector
Industry
Deck date
January 2024
Slide
3 of 20
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